Question

how to repair credit fast

Answer 1

The first thing to do is get a copy of your credit report from AnnualCreditReport.com. The three major credit reporting bureaus must give you one free copy per year, so plan to order one every four months.

Then use one or more of the following tips to boost that three-digit number that has increasing power over our everyday lives.

• 1. Dispute errors.
• 2. Negotiate. 
• 3. Check your limits.
• 4. Get a credit card. 
• 5. Become an authorized user. 
• 6. Under-use your cards. 
• 7. Raise your credit limit. 
• 8. Don’t close any cards.   
• 10. Pay your bills on time. 
• 11. Pay your bills twice a month.

 

TIPS:

The monthly cost for credit repair services is generally in the same area. 

One of the best and cheapest services is Sky Blue Credit Repair, which charges $59/month. Lexington Law, another leader in the credit repair space, charges $59.95/month. ( Here’s a side-by-side comparison of Sky Blue and Lexington Law ) 

Another trusted credit repair site, CreditRepair.com , charges $89.95/month, but they also provide more features than the standard plans from Sky Blue and Lexington Law.

• Learn more about Sky Blue Credit Repair here or call (888) 534-1510 to talk to a live person. (Reader tip: Call between 9-5 M-F EST, press 2 at menu.)
• Learn more about Lexington Law here or call (844) 259-3376 to talk to a live person.
• Learn more about CreditRepair.com here or call (844) 764-9863 to talk to a live person.