One recent late payment on a single account can lower a score by 15 to 40 points, and missing one payment cycle for all accounts in the same month can cause a score to tank by 150 points or more.
A single 90 day late payment also factors heavily in your credit score and is about as damaging as a collection account, judgment, tax lien, and even a bankruptcy.
Consecutive late payments are even more harmful to your score, as each subsequent late payment is weighted more heavily.
Credit repair Companies like SkyBlue credit repair, Lexington Law credit repair can remove late payments from your credit reports.
Here are the reviews:
and here are top 5 affordable credit repair services which help you to remove late payment from your credit reports.