The time a negative credit entry like a "broken lease" or "eviction" stays on your credit report is governed by Fair Debt Collection and Reporting Act. It is a federal law that provides a corrective option to Seven years is an old debt.
All three major credit bureaus, TransUnion, Equifax, Experian have dispute forms on line allowing you to remove obsolete credit history. You can do this yourself. Conduct an internet search and fill out the appropriate forms. Please note, relief may take as long as 60 days or longer.
Many law firms, such as Leftwich Law, offer free consultations. I suggest you call and empower yourself with the process. Knowledge is power.
Recommendations:
I recommend you to try the best in class & affordable service: SkyBlue Credit Repair.
Good thing is, If you not satisfied with their service then they offer a FULL 90-day REFUND no matter what the reason.
so according to me, there is no harm in trying SkyBlue Credit repair.
Call the below-mentioned TOLL-FREE number and just listen to their suggestions.
Anyway, the phone number is toll-free so it will NOT charge you a dime. If you like their suggestions then you can opt for it else move on. as simple as it is.
SkyBlue Credit Repair:
- Price: $59 to start,
- BBB Rating: A+
- Guarantee? Sky Blue is one of the only credit repair services that offers a full 90-day refund no matter what the reason.
- Phone Number: call TOLL-FREE No: (888) 596-6306 to talk to a live person. from 9 a.m. to 5 p.m. on weekdays.
- Apply Online: Sign up for Sky Blue here | Sky Blue website
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