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can credit repair companies remove judgements

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answered by (19.8k points)

yes. credit repair companies can remove judgements

The life time credit cycle of a debt that goes unpaid looks like this:

  1. 30 days after you miss a payment to a creditor, like a credit card bill, you should see a thirty day late pay on your credit report if the item appeared there already and is updated regularly.
  2. 60 days after a missed payment you now would have 2 payments skipped and are considered 60 days late.
  3. As long as you continue to miss payments month by month you are being reported as an additional month late.
  4. Ultimately the creditor will charge off the debt and take an accounting hit. The charge off is often then reflected on your credit report.

Recommendations:

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