Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, usually as a method to gain access to resources or obtain credit and other benefits in that person’s name.
How can you prevent identity theft?
To prevent identity theft, do not give out personal information over the phone unless you initiated the call. To prevent identity theft, shred your receipts, credit card offers, bank statements, returned checks and any other sensitive information before throwing it away.
Where do you report identity theft?
Contact the Federal Trade Commission. Call the FTC’s identity theft hotline at 877-438-4338 and file a complaint. The FTC does not resolve individual consumer problems itself, but your complaint may lead to law enforcement action. Check your credit report.
Routine steps we can all take to protect our personal information and reduce our risk of identity theft.