Which credit repair company is best for repairing your credit? Let’s look at the pros and cons of all the services to find the best credit repair for you.
A lot of people have lost hope in credit repair services or credit repair companies. This is because there are numerous companies that offer these services and sadly, the majority of these companies are out to scam people of their money. People are therefore left wondering if credit services are the answer to fixing bad credit reports or whether the services make their reports even worse.
One thing that makes individuals doubtful and suspicious about credit services is the fact that most of them are very expensive and at the end of the day they only improve your credit report by only a single point. This is something that majority of the people do not find to be worth it.
With so many untrustworthy credit repair service providers, it is possible for an individual to make their relationship with lenders very bad by entrusting their credit report to someone who is not skilled.
However, in the midst of all these scam companies, there are some best credit repair companies which actually help people in improving their credit reports at very affordable prices.
Although it is almost impossible to trust the customer reviews online since most of them are falsified by companies, it is important to look at some of the reviews in order to tell whether or not a company is worth the try. This is because some of the reviews are actually made by real customers who have had the chance to receive the services from the company.
Sky Blue Credit Repair and Lexington Law credit repair are some of the few companies that offer incredible credit repair services. These companies have amazing reviews on the services they offer on different websites, not just their own websites. That’s why I call them best credit repair companies.
This goes to show that they actually offer incredible services that are worth trying. One thing that can be said about Sky Blue Credit Repair and Lexington Law is the fact that they do not use questionable tools to help their clients improve their credit reports. This is one of the things that differentiates and sets them apart from other companies.
Here are detail review about both companies:
They use strategies that work in order to help their clients beat their bad credit reports and make them better. For instance, instead of tracking how you are doing on your report, they will actually give you guidelines on how to go about improving your credit score.
A bad credit report can cost you thousands of dollars a year in overpaid interest or can keep you from being approved for credit altogether. Use the chart below to see how bad credit scores may impact you.
|CREDIT STATUS||RATE||PAYMENT||COST OF BAD CREDIT|
So, SkyBlue Credit Repair vs. Lexington Law: Which is best? Price Difference?
Sky Blue Credit Repair
When it comes to price, Sky Blue Credit Repair offers affordable and cheaper credit repair services. When you sign up for their credit repair services, you will be required to pay $59. After this, you will continue to pay a monthly fee of $59 as long as you continue to receive their services.
The additional costs at this company only come about if you would like to have credit reports. These are offered either monthly or through a one-time kind of access where you are allowed to see our credit report once without having to pay for it on a monthly basis.
To get the monthly credit reports, you are required to pay $14. 95 monthly. For the one-time access services, you will have to pay a total of $29.95.
If you decide to sign up with your partner, Sky Blue always offers a 50% discount on your partner’s signup fee. This is one of the things that a lot of customers seem to love about this company.
Lexington Law Credit Repair
Lexington Law, on the other hand, has three packages to choose from which are offered at different prices. When you are just starting out, you will be required to pay a fee of $99.95.
The monthly charges after this go for $54.95. If you happen to have serious credit issues that might require a lot of work to be put into the issue to solve it, you have an option of upgrading to Concord package. Doing this will require you to increase your monthly fee to $ 79.95.
The third package is the Concord premium. This package is different from the Concord package because, with it, you get to receive credit reports each month as well as protection from identity theft. To receive these services, you will be required to pay a monthly fee of $99.95.
There are additional costs if you would like your credit reports to be pulled when you are being initially assessed. The additional costs for this are $10. Similar to Sky Blue, Lexington Law also offers a 50% discount for your partner if you decide to sign up for the services together.
When it comes to price Sky Blue is definitely the cheaper option. However, Lexington prices are high because they offer extra services. It is, therefore, a good idea to know exactly what you want before you decide on which of these two companies to go for.
One thing that attracts a lot of people to certain credit repair companies or credit repair services is the fact that they use different online tools that appear to be very fancy. This is one thing you will not find at SkyBlue Credit Repair.
This is a company that has not invested in all the fancy tools to help you beat your bad credit report record. However, one thing can be said about this company, they always get the job done. Even without the online tools that are said to be promising, they are able to make sure your credit report is better than it was when you first sought their services.
Sky Blue credit repair uses strategies that are very straight forward in order to help you solve your credit problems. One way they do this is by ensuring that fix all the mistakes that you have made on your credit report. They also send letters to lenders to give you a chance to create a good reputation.
Most importantly, this company will go above and beyond to ensure they have identified all possible loopholes to your credit in order to help you get your score to where it should be.
Lexington Credit Repair includes some certain features that most credit repair companies do not. For instance, in their Concord package, the service providers ensure they check the FTC regulations that all lenders are required to follow before they make any reports to the credit bureau.
The great thing about doing this is the fact that if they find out that any of the lenders is not following the regulations, they can make them remove the information from the credit report of their client thereby restoring their client’s credit score back to a high score.
The Concord premium package, on the other hand, includes this service as well as ensuring that the client is protected from identity theft.
Lexington Law is the clear winner when it comes to the services they offer. Sky Blue might be good at what they do, but the downside to their services is the fact that they do not give the extra perks which can go a long way in improving a client’s credit report. They only rely on simple strategies to improve credit reports.
With Lexington however, you are assured of interventions with creditors, requests on debt validation and so much more.
Sky Blue Credit Repair is a company that prioritizes their customer needs and they, therefore, offer very good quality kind of support. They offer their customers a chance to contact them either by email or telephone from 9 a.m. to 5 p.m. on weekdays.
This gives all customers a chance to get any of their questions answered without having to visit the company’s premises. The best thing about this company is the fact that they are very fast to reply to emails and answer calls. This is something that cannot be said about all credit repair companies.
Most companies are very slow in replying to emails and answering to calls that it makes customers frustrated. This is, however, something you do not have to worry about with Sky Blue. They are always at your service when you need them.
The other amazing thing about this company is the fact that they do not pressure clients into signing up for their services. This is another thing that cannot be said about other companies in this industry. Most of them pressure clients into signing up more than they assist them into figuring out what they need to do to solve their credit issues.
Lexington Law credit repair is also very good in customer support. Once a client signs up for the company’s services, they make sure that the client is assigned to a highly skilled and professional paralegal.
The purpose of the paralegal is to take the client through the case from the beginning to the end. Apart from giving clients paralegals, Lexington Law is always available to pick calls and answer questions about their services. They are available every day from 7 a.m. to 12 midnight.
One can reach them through the phone, chats, and emails. Their representatives are very friendly and do not pressure the potential client to sing up for any of their services. They answer all questions to customer satisfaction.
When it comes to the customer support, Lexington Law seems to have an upper hand when compared to Sky Blue. They are available for contacting longer hours in a day and also ensure all their clients have a professional to take them through the entire process of credit repair.
This is something every client looking for credit repair services needs in order for them to clearly understand the entire process and the different strategies being applied to improve their credit report.
When you are looking for a credit repair company, it does not matter what fancy tools they promise to use to get your credit score back to where it is supposed to be. What matters is that they actually deliver in giving you a good credit report.
When it comes to choosing this company, it is very important to ensure that the company you choose is transparent in how they conduct their operations and follow regulations. The company should also be one that has high Better Business Bureau ratings.
Sky Blue credit repair is a company that has been around for a couple of years now and has managed to maintain a good reputation. Back in 2014, they got an A+ rating from BBB.
This is something that speaks volumes for the quality of services you can expect when you hire this company to fix your credit report. The company gives each and every client a 90-day money back guarantee if for any reason the client is not satisfied with the quality of service they receive or the results that have been achieved when it comes to improving their credit score.
Lexington Credit Repair has also been the operation for a number of years now and, therefore, has a lot of experience in dealing with different clients who have different credit reports. Lexington Law was given a B+ rating by BBB in 2014 which shows that this company offers high-quality services.
One thing most people love about this company is the fact that they do not charge any of their clients until the work at hand is completed. This enables each and every client to pay for exactly what they receive. This is one thing that shows that Lexington Law is a highly reliable company.
When it comes to delivery of results, these companies are at the forefront. There are a good number of clients who can attest to the fact that receiving services from these companies greatly improved their credit score.
- Learn more about Sky Blue Credit Repair here or call to talk to a live person. (Reader tip: Call between 9-5 M-F EST, press 2 at the menu.)
- Learn more about Lexington Law here or call to talk to a live person.
SkyBlue Credit Repair:
- Price: $59 to start, $59/month after
- BBB Rating: A+
- Guarantee? Sky Blue is one of the only credit repair services that offers a full 90-day refund no matter what the reason.
- Phone Number: call to talk to a live person. from 9 a.m. to 5 p.m. on weekdays.
- Apply: Visit Sky Blue Credit Repair website here.
Lexington Law Credit Repair:
- Price: Initial fee of $99.95, plus $10 so they can pull your credit reports. After that, it is $59.95 a month for the basic package,
- BBB Rating: B+
- Guarantee? Lexington Law will not charge you until they have completed all the work that they agreed to do. On the downside, it is not a 100% guarantee like Sky Blue’s
- Phone Number: call to talk to a live person. every day from 7 a.m. to 12 midnight.
- Apply: Visit Lexington Law credit Repair website here.
In conclusion, Sky Blue Credit Repair and Lexington Law credit repair are all very good companies when it comes to offering high-quality credit repair companies.
You get different things from each company but most importantly, you get to have your credit score improved. Sky Blue has affordable and very reliable customer services. Lexington Law, on the other hand, has incredible customer support and different packages that offer different strategies and tools for credit repair.
Therefore, the answer to the question on which company is better than the other is that this company are equally good at what they do. They offer different services for the different set of clients.
Based on your needs, you can tell which one would work best for you.