The first thing to do is get a copy of your credit report from AnnualCreditReport.com. The three major credit reporting bureaus must give you one free copy per year, so plan to order one every four months.
Then use one or more of the following tips to boost that three-digit number that has increasing power over our everyday lives.
The monthly cost for credit repair services is generally in the same area.
One of the best and cheapest services is Sky Blue Credit Repair, which charges $59/month. Lexington Law, another leader in the credit repair space, charges $59.95/month. ( Here’s a side-by-side comparison of Sky Blue and Lexington Law )
Another trusted credit repair site, CreditRepair.com , charges $89.95/month, but they also provide more features than the standard plans from Sky Blue and Lexington Law.