Yes, credit repair companies can remove charge offs from your credit.
Whether you owe $100 or many thousands of dollars on a credit account, after the 180 day period has passed, your creditor can charge off the debt and report it to the credit bureaus.
A Charge Off signals to current and potential creditors that they are unlikely to get the money back that they loaned to you. Current creditors can respond by significantly raising your interest rate on your existing balances costing your much more money over the life of your loans. Potential creditors are much more likely to decline a loan application with a Charge Off on your credit report. This means much higher cost to you, if you qualify at all.
Just because you have an inaccurate and unfairly reported Charge Off on your credit reports does not mean you have to live with it for 7 years. By investigating and communicating with creditors and credit bureaus, you may be able to improve the status of a questionable Charge Off or completely remove it from your credit reports.
below are the few good , affordable credit repair companies.
I recommend you to try the best in class & affordable service: SkyBlue Credit Repair.
Good thing is, If you not satisfied with their service then they offer a FULL 90-day REFUND no matter what the reason.
so according to me, there is no harm in trying SkyBlue Credit repair.
Call the below-mentioned TOLL-FREE number and just listen to their suggestions.
Anyway, the phone number is toll-free so it will NOT charge you a dime. If you like their suggestions then you can opt for it else move on. as simple as it is.
SkyBlue Credit Repair:
- Price: $59 to start,
- BBB Rating: A+
- Guarantee? Sky Blue is one of the only credit repair services that offers a full 90-day refund no matter what the reason.
- Phone Number: call TOLL-FREE No: (888) 596-6306 to talk to a live person. from 9 a.m. to 5 p.m. on weekdays.
- Apply Online: Sign up for Sky Blue here | Sky Blue website
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