can Lexington law remove late payments:
One recent late payment on a single account can lower a score by 15 to 40 points, and miss one payment cycle for all accounts in the same month can cause a score to tank by 150 points or more.
A single 90-day late payment also factors heavily in your credit score and is about as damaging as a collection account, judgment, tax lien, and even a bankruptcy.
Consecutive late payments are even more harmful to your score, as each subsequent late payment is weighted more heavily.
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