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how much should credit repair cost?

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If you are looking for a way to repair your credit and are thinking of hiring a credit repair service, you should understand that you will be paying a fee for this service.

 You should beware of any credit repair service that says that they will repair your credit for you for free as there are usually hidden costs. In most cases, these costs are much more than you would pay a legitimate service.

You may wonder if you can afford to hire a credit repair company to help you get your credit back to the way it was before you defaulted on a loan or ran into credit trouble. 

You will find that getting a credit rewind, however, is well worth any fee that you have to pay for this service. A credit rewind will restore your credit back to the way it was prior to any credit problems. A good credit repair company will understand how to perform this service.

In most cases, you will pay an upfront fee for such a service. The fee is not very costly, especially when you consider the fact that they can remove countless negative items from your credit report that you never even dreamed possible. 

A good credit rewind company will be able to legally help you remove just about anything negative that shows up on your credit report. This includes foreclosures, repossessions, chargebacks and even bankruptcies!

A credit repair service is ideal for someone who does not want to go through all the red tape and paperwork that credit bureaus require having items removed from their reports. 

It can take several months for a single item to be removed from a credit report. If there are many negative items, the amount of paperwork can be daunting for anyone who is trying to get the items removed.

It is important that those who are considering a credit repair service not just consider the cost of the service, but also the time involved in removing negative credit information from a credit report. 

In many cases, the cost of using a service is minimal when compared to the effectiveness of this type of service as well as the time that a person would have to expend to get results.

As these services know all of the ins and outs of how to rewind credit and raise credit scores, it is usually worth it for the individual to pay a service to provide them with a credit rewind rather than attempt to do it themselves.



The monthly cost for credit repair services is generally in the same area. 

One of the best and cheapest services is Sky Blue Credit Repair, which charges $59/month. Lexington Law, another leader in the credit repair space, charges $59.95/month. ( Here’s a side-by-side comparison of Sky Blue and Lexington Law ) 

Another trusted credit repair site, , charges $89.95/month, but they also provide more features than the standard plans from Sky Blue and Lexington Law.

  • Learn more about Sky Blue Credit Repair here or call (888) 534-1510 to talk to a live person. (Reader tip: Call between 9-5 M-F EST, press 2 at menu.)
  • Learn more about Lexington Law here or call (844) 259-3376 to talk to a live person.
  • Learn more about here or call (844) 764-9863 to talk to a live person.
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