Which credit repair company is best for repairing your credit? Let’s look at the pros and cons of all the services to find the best credit repair for you. content
SkyBlue Credit Repair: Lexington Law Credit Repair: A lot of people have lost hope in credit repair services or credit repair companies. This is because there are numerous companies that offer these services and sadly, the majority of these companies are out to scam people of their money. People are therefore left wondering if credit services are the answer to fixing bad credit reports or whether the services make their reports even worse. One thing that makes individuals doubtful and suspicious about credit services is the fact that most of them are very expensive and at the end of the day they only improve your credit report by only a single point. This is something that majority of the people do not find to be worth it. With so many untrustworthy credit repair service providers, it is possible for an individual to make their relationship with lenders very bad by entrusting their credit report to someone who is not skilled. However, in the midst of all these scam companies, there are some best credit repair companies which actually help people in improving their credit reports at very affordable prices. Although it is almost impossible to trust the customer reviews online since most of them are falsified by companies, it is important to look at some of the reviews in order to tell whether or not a company is worth the try. This is because some of the reviews are actually made by real customers who have had the chance to receive the services from the company. Look: Sky Blue Credit Repair and Lexington Law credit repair are some of the few companies that offer incredible credit repair services. These companies have amazing reviews on the services they offer on different websites, not just their own websites. That’s why I call them best credit repair companies. This goes to show that they actually offer incredible services that are worth trying. One thing that can be said about Sky Blue Credit Repair and Lexington Law is the fact that they do not use questionable tools to help their clients improve their credit reports. This is one of the things that differentiates and sets them apart from other companies. Here are detail review of both companies: They use strategies that work in order to help their clients beat their bad credit reports and make them better. For instance, instead of tracking how you are doing on your report, they will actually give you guidelines on how to go about improving your credit score. A bad credit report can cost you thousands of dollars a year in overpaid interest or can keep you from being approved for credit altogether. Use the chart below to see how bad credit scores may impact you. So, SkyBlue Credit Repair vs. Lexington Law: Which is best? Price Difference? When it comes to price, Sky Blue Credit Repair offers affordable and cheaper credit repair services. When you sign up for their credit repair services, you will be required to pay $69. After this, you will continue to pay a monthly fee of $69 as long as you continue to receive their services. The additional costs at this company only come about if you would like to have credit reports. These are offered either monthly or through a one-time kind of access where you are allowed to see our credit report once without having to pay for it on a monthly basis. To get the monthly credit reports, you are required to pay $14. 95 monthly. For the one-time access services, you will have to pay a total of $29.95. Lexington Law, on the other hand, has three packages to choose from which are offered at different prices. When you are just starting out, you will be required to pay a fee of $99.95. The monthly charges after this go for $54.95. If you happen to have serious credit issues that might require a lot of work to be put into the issue to solve it, you have an option of upgrading to Concord package. Doing this will require you to increase your monthly fee to $ 79.95. The third package is the Concord premium. This package is different from the Concord package because, with it, you get to receive credit reports each month as well as protection from identity theft. To receive these services, you will be required to pay a monthly fee of $99.95. There are additional costs if you would like your credit reports to be pulled when you are being initially assessed. The additional costs for this are $10. When it comes to price Sky Blue is definitely the cheaper option. However, Lexington prices are high because they offer extra services. It is, therefore, a good idea to know exactly what you want before you decide on which of these two companies to go for. One thing that attracts a lot of people to certain credit repair companies or credit repair services is the fact that they use different online tools that appear to be very fancy. This is one thing you will not find at SkyBlue Credit Repair. This is a company that has not invested in all the fancy tools to help you beat your bad credit report record. However, one thing can be said about this company, they always get the job done. Even without the online tools that are said to be promising, they are able to make sure your credit report is better than it was when you first sought their services. Most importantly, this company will go above and beyond to ensure they have identified all possible loopholes to your credit in order to help you get your score to where it should be. Lexington Credit Repair includes some certain features that most credit repair companies do not. For instance, in their Concord package, the service providers ensure they check the FTC regulations that all lenders are required to follow before they make any reports to the credit bureau. The great thing about doing this is the fact that if they find out that any of the lenders is not following the regulations, they can make them remove the information from the credit report of their client thereby restoring their client’s credit score back to a high score. The Concord premium package, on the other hand, includes this service as well as ensuring that the client is protected from identity theft. Lexington Law is the clear winner when it comes to the services they offer. Sky Blue might be good at what they do, but the downside to their services is the fact that they do not give the extra perks which can go a long way in improving a client’s credit report. They only rely on simple strategies to improve credit reports. With Lexington however, you are assured of interventions with creditors, requests on debt validation and so much more. Sky Blue Credit Repair is a company that prioritizes their customer needs and they, therefore, offer very good quality kind of support. They offer their customers a chance to contact them either by email or telephone from 9 a.m. to 5 p.m. on weekdays. This gives all customers a chance to get any of their questions answered without having to visit the company’s premises. The best thing about this company is the fact that they are very fast to reply to emails and answer calls (TOLL FREE No: (888) 596-6306 This is something that cannot be said about all credit repair companies. Most companies are very slow in replying to emails and answering to calls that it makes customers frustrated. This is, however, something you do not have to worry about with Sky Blue. They are always at your service when you need them. The other amazing thing about this company is the fact that they do not pressure clients into signing up for their services. This is another thing that cannot be said about other companies in this industry. Most of them pressure clients into signing up more than they assist them in figuring out what they need to do to solve their credit issues. Lexington Law credit repair is also very good in customer support. Once a client signs up for the company’s services, they make sure that the client is assigned to a highly skilled and professional paralegal. The purpose of the paralegal is to take the client through the case from the beginning to the end. Apart from giving clients paralegals, Lexington Law is always available to pick calls and answer questions about their services. They are available every day from 7 a.m. to 12 midnight. One can reach them through the phone, chats, and emails. Their representatives are very friendly and do not pressure the potential client to sing up for any of their services. They answer all questions to customer satisfaction. When it comes to the customer support, Lexington Law seems to have an upper hand when compared to Sky Blue. They are available for contacting longer hours in a day and also ensure all their clients have a professional to take them through the entire process of credit repair. This is something every client looking for credit repair services needs in order for them to clearly understand the entire process and the different strategies being applied to improve their credit report. When you are looking for a credit repair company, it does not matter what fancy tools they promise to use to get your credit score back to where it is supposed to be. What matters is that they actually deliver in giving you a good credit report. When it comes to choosing this company, it is very important to ensure that the company you choose is transparent in how they conduct their operations and follow regulations. The company should also be one that has high Better Business Bureau ratings. This is something that speaks volumes for the quality of services you can expect when you hire this company to fix your credit report. The company gives each and every client a 90-day money back guarantee if for any reason the client is not satisfied with the quality of service they receive or the results that have been achieved when it comes to improving their credit score. Lexington Credit Repair has also been the operation for a number of years now and, therefore, has a lot of experience in dealing with different clients who have different credit reports. Lexington Law is NOT BBB ACCREDITED. One thing most people love about this company is the fact that they do not charge any of their clients until the work at hand is completed. This enables each and every client to pay for exactly what they receive. This is one thing that shows that Lexington Law is a highly reliable company. When it comes to delivery of results, these companies are at the forefront. There are a good number of clients who can attest to the fact that receiving services from these companies greatly improved their credit score. SkyBlue Credit Repair: Lexington Law Credit Repair: In conclusion, Sky Blue Credit Repair is exceptionally good company when it comes to offering high-quality credit repair service. You get different things from each company but most importantly, you get to have your credit score improved. Sky Blue has affordable and very reliable customer services. Lexington Law, on the other hand, has incredible customer support and different packages that offer different strategies and tools for credit repair. Therefore, the answer to the question on which company is better than the other is that this company are equally good at what they do. They offer different services for the different set of clients. Based on your needs, you can tell which one would work best for you.
SkyBlue Credit Repair Vs Lexington Law Credit Repair Comparison
SkyBlue Credit Repair Lexington Law Credit Repair
Price $69/month. Lowest prices among credit repair services. $79.95/m, $99.95/m or $119.95/m, depending on the service you choose.
BBB Rating A+ THIS BUSINESS IS NOT BBB ACCREDITED
Guarantee Only service to offer full 90-day refund no matter what the reason. Only charges for the work it has already completed.
Initial Fee $69 $79.99
Monthly Fee $69 $79.99
Cancellation Cancel any time Cancel any time
Phone TOLL-FREE No (888) 596-6306 -
Our Ratings 
Apply Sign up for Sky Blue here Lexington Law
CREDIT STATUS
RATE
PAYMENT
COST OF BAD CREDIT
Excellent
3.9%
$1,179.17
$0.00
Mildly Damaged
5.0%
$1,342.05
$58,637
Damaged
6.3%
$1,547.43
$132,574
Price
Sky Blue Credit Repair
Lexington Law Credit Repair
Services
Support
Reliability
Conclusion
Excellent ! Theses are both very good companies. Thanks.
Thanks Ryan. 🙂
I’ve used both companies…and honestly. I found the support at Sky Blue to be much more helpful and in tune with my needs. whereas Lexington seemed to be more of a one-size-fits-all. I guess it doesn’t matter if the result is good in the end though.
Good to hear Daniel, that you found Sky blue credit as helpful. Thanks.
SkyBlue credit repair is a better choice for me. They charge less and usually offer better customer service and results.
This is EXACTLY what I needed to read to confirm what I had suspected. Thank you so much for your article.
Which is the best credit repair for someone who just needs a little bump in their credit score?
hey, I have used sky blue before and they are good I’m going to use them again
Great article post.Really thank you! helpful
i am happy for chose sky blue. after 4 days they send email for get 2 security credit card at least , and they also send another email about my credit report and they had some advise of 3 account (they put stop for dispute) unless i want it, i worked with 3 credit service before they all were scam, took my money without any improve my credit.
the only honest credit repair service i found is sky blue (so far). they charge only $59 monthly plus one time $29 for get credit report. for any reason no matter what, u can cancel you account.
It’s important to note that not everyone will have the same results with credit repair. You must know going into the process that it’s possible that not every one of your creditors will respond favorably. Some will have better results than others.
I was researching the top credit repair services on BBB and online in general on google and these were the exact two companies that I was deciding between….then I found this! This is very helpful. Thanks.
I was a Sky Blue customer for approximately 8 months and I am very pleased with them!!!!! They aggressively worked to clear items from my credit report and was able to help improve my score by over 90 points!
The one quality that I found to be the most appealing is their sense of integrity.
I begin to see that they had helped remove all of the items that could be removed from my report and the clean up process was complete. Before I had the chance to contact them to close my case with them, they contacted me to do so. It is very rare that a company will contact you about stopping your payments with them and closing out your case.
My experience would generally be the opposite with other companies, a company will continue to draft my account for services that they are no longer rendering and if I don’t call them, they wont call me and generally once calling to cancel, it could take up to 2 or 3 billing cycles before the collection of fees would cease, even though the services have stopped.
Thanks Sky Blue for all that you have done!!!
I would like to share my experience about Sky Blue Credit , It Took about six months but everything bad in my credit history is now clear (whether it was legitimate or not.)
I began with a low 600 and am above 700 now and slowly creeping into “excellent” territory. This company is reputable-they even suggested to cancel my wife’s subscription as the only bad hit she had on her credit was due to fall of without their aid…now that’s admirable and honest.
Would I recommend to a friend? Ha! I get in their faces and tell them to join!
Sky Blue Credit is the best company there is for Credit Repair! They are very honest and straight forward about their process. They have the most helpful and loyal customer service reps in the industry. It is a no brainier to choose Sky Blue Credit!
Sky Blue Credit:
This company is legit!! 60 days, removed 28 items, credit score went up 280 points, and they contacted me to let me know I was no longer being charged for their service!!. Friendly, prompt , professional and quite knowledgeable!!
Sky Blue Credit is nothing short of amazing! They are extremely quick, professional and go above and beyond for you.
They are not out to just take money from you every month. I know, they called me to let me know that I didn’t need their services any more and would not be charging me the $59.00.
I have NEVER done business with a company like this before! I highly recommend! My credit score improved after the first month with Sky Blue. They send out letters immediately. I communicated with them by email and they always responded quickly!
Please give them a try, I know you will NOT be disappointed!
I called SkyBlue Credit (TOLL FREE (888) 596-6306) after speaking with Lexington Law,
I only needed help with one item on my report. Where Lex tried to sell me on an $100/month package, the rep at Skyblue credit was honest and told me I would be better off calling my credit card company and asking for a supervisor.
The honesty in that interaction speaks volumes about their corporate culture and the level of good faith they use in their business.
Thanks Terrence for sharing the experience. Skyblue NEVER charges extra. they are very professional about their business. Their phone service is very prompt. but one need to call them during office hours on weekdays at 9 AM to 5 PM.
I love the responses and feedback, I have used Lexington law in the past, while I saw some improvement, it just seems
like they were taking way to long, to get my credit to a satisfactory place… i had some recent delinquencies as a result of
a divorce and some other situations out of my control, i was searching for another company.. you guys have helped me make my choice for sky blue !