Once you’ve fixed errors on your credit report, begun budgeting and paying off debts, be patient. It will take months or even a couple of years for your credit score to improve, but if you plan on buying a new home, it’s well worth it.
OR
You can use cheap credit repair services or affordable credit repair services
TIPS:
The monthly cost for credit repair services is generally in the same area.
One of the best and cheapest services is Sky Blue Credit Repair, which charges $59/month. Lexington Law, another leader in the credit repair space, charges $59.95/month. ( Here’s a side-by-side comparison of Sky Blue and Lexington Law )
Another trusted credit repair site, CreditRepair.com , charges $89.95/month,but they also provide more features than the standard plans from Sky Blue and Lexington Law.