Your credit score has a profound effect in terms of the interest rate you will be paying when you apply for a loan. This is the basis that lenders use to determine if you will be able to pay for the amount in the future and if you need money to pay for college […]
Banking Explained – Money and Credit
Banks are a riddle wrapped up in an enigma. We all kind of know that they do stuff with money we don’t understand, while the last crisis left a feeling of deep mistrust and confusion. We try to shed a bit of light onto the banking system. Why were banks invented, why did they cause […]
Before You Get A Payday Loan, Read This!
These days, many people are in dire financial straits. With the economy and lack of job, sacrifices need to be made. Consider getting a payday loan if you are short on cash and can repay the loan quickly. Here you will find some helpful advice on payday loans. 1. Be sure you know how much […]
What Happens If I Die With Debt?
Death is not a topic anyone wants to discuss openly. Secretly, though, we are concerned about it and its impact on our family and loved ones. Losing a loved one is always a time of high stress and confusion. Many issues that arise are somewhat expected: a mountain of credit card debt typically catches grieving […]
What is Bad Credit Score? Amazing Tips to Improve it
As a borrower there are list of things that you should do to ensure your credit score is not bad. Creditors put a lot of weight on the credit score. There various methods used in calculating the credit score. The most common being FICO which can be used as your guide to know what is […]